Credit Risk Analyst, Shanghai Branch Credit Risk Analyst, Shanghai Branch …

in Shanghai, Shanghai Shi, China
Permanent, Full time
Be the first to apply
in Shanghai, Shanghai Shi, China
Permanent, Full time
Be the first to apply
Job Purpose & Objectives • Responsible for the preparation of credit review and risk assessment analysis of credit proposals for the Bank’s corporate clients. • Maintain credit quality of existing clients as well as prospective corporate clients. • Ensure the Risk Adjusted Return is above the minimum threshold established by the Bank’s directives.

Key Responsibilites

  • Assist the GRM Asia department to build sound relationships and information flows with the key business stakeholders in Asia Pacific and HQ in Spain.
  • Provide credit analysis and advices for Corporate & Investment Banking clients.
  • Conduct credit analysis on prospective and existing clients by performing financial spreads, providing a credit rating assessment and prepare credit proposals.
  • Assess operations on credit / pricing and ensure minimum RAROEC/RORC threshold requirements.
  • Monitor the credit risk portfolio by follow-up the clients’ financial evolution and credit exposure at all times. Highlight to credit committee if there is an event and/or financial position that may materially affect the credit quality of the client and to undertake necessary steps and follow-up actions recommended in the Loan Review Committee.
  • Work with internal stakeholders for reports to regulators and auditors. Credito/RaR/Pricing de mercado.8.Calculo de Rating
  • Implementation and control of internal tools: Workflow, Digital PF, Risk Analyst system tools etc.
  • Assist in monitoring policies and procedures.

Job Specifications

Qualification & Experience

  • With a minimum of 7 years relevant experience in corporate banking credit risk management within reputable financial institutions.
  • Familiar with risk assessments of large corporate clients
  • Degree holder in Business Administration / Finance / Accountancy or its equivalent.
  • Good understanding of banking products and risk management concepts.



  • Strong communication skills in English and Mandarin.
  • Additional languages will be an asset.


BBVA logo
More Jobs Like This
See more jobs