R0234314 Chief Risk Office – IPB Credit Risk Analyst – Assistant Vice President

Job Description

Key responsibilities: Analysis of risk across the spectrum of private banking products (cash, derivatives) and securities – fixed income, equities, (hedge) funds, etc) from transactional approval to counterparty portfolio assessment • Work closely with the front office’s Lending team and Relationship Managers, and support the growth of WM’s lending book by managing the risk on a portfolio of private banking counterparties in North Asia • • Transparent communication of decision making inc. risk analysis, approval condition • Analyse global, regional and local market events and their impact on the portfolio of counterparties managed • Liaise with clients, interface directly with front office staff across the WM business division on credit approvals, credit requirements and relationship matters Follow up on trade execution. Ensure trades are properly booked / recorded / monitored, credit terms are incorporated in confirmations / underlying documentation is properly completed • • Daily control and exposure management of credit facilities via follow up with front office • Ensuring global risk reporting systems contain timely and accurate information • Support the team in system implementation and in provision of credit data for internal/external audit review.

Key skill & qualifications:

• 2 - 3 years relevant experience in credit analysis in major International Financial Institutions • Basic knowledge of financial analysis inc. balance sheet, cash flows, projections preferred • Product and Derivative (Forex, Swaps, Options, Strategies) knowledge in respect of key Private Banking activities. • Regional counterparty experience preferred • Familiar with regional/international financial markets • Familiar with legal documentation and risk issues, including ISDAs, netting, and credit mitigating features • Strong communicator (both written and verbal skills) with an ability to write concise reports • Ability to work under pressure and interface with front-office staff • Extensive working knowledge of computer applications, particularly Excel, Powerpoint and Word • Strong analytical skills and an independent decision-maker with ability to support conclusions • Team oriented, flexible, diligent, self-motivated • Ability to work effectively with wide range of cultures / personal styles • Ability to work under pressure and deadlines

Additional Job Description

Details of the Division and Team:

As the Credit Officer, you will be joining the IPB WM Risk Management team, which is an independent function as 2nd Line of Defence (LOD) to safeguard risk appetite for Wealth Management (WM) via analyzing, approving and monitoring credit relevant transactions.

The team is in charge of the WM credit business primarily with North Asia based clients. Responsibilities also comprise Risk Management related governance and compliance with relevant regulations in various legal jurisdictions (including emerging Markets).

Your key responsibilities:

• Analysis of risk across the spectrum of private banking products (cash, derivatives) and securities – fixed income, equities, (hedge) funds, etc) from transactional approval to counterparty portfolio assessment
• Work closely with the front office’s Lending team and Relationship Managers, and support the growth of WM’s lending book by managing the risk on a portfolio of private banking counterparties in North Asia
• Transparent communication of decision making inc. risk analysis, approval condition
• Analyze global, regional and local market events and their impact on the portfolio of counterparties managed
• Liaise with clients, interface directly with front office staff across the WM business division on credit approvals, credit requirements and relationship matters
• Follow up on trade execution. Ensure trades are properly booked / recorded / monitored, credit terms are incorporated in confirmations / underlying documentation is properly completed
• Daily control and exposure management of credit facilities via follow up with front office
• Ensuring global risk reporting systems contain timely and accurate information
• Support the team in system implementation and in provision of credit data for internal/external audit review

Your skills and experience:

• 2 - 3 years relevant experience in credit analysis in major International Financial Institutions
• Basic knowledge of financial analysis inc. balance sheet, cash flows, projections preferred
• Product and Derivative (Forex, Swaps, Options, Strategies) knowledge in respect of key Private Banking activities.
• Regional counterparty experience preferred
• Familiar with regional/international financial markets
• Familiar with legal documentation and risk issues, including ISDAs, netting, and credit mitigating features
• Strong communicator (both written and verbal skills) with an ability to write concise reports
• Ability to work under pressure and interface with front-office staff
• Extensive working knowledge of computer applications, particularly Excel, PowerPoint and Word
• Strong analytical skills and an independent decision-maker with ability to support conclusions
• Team oriented, flexible, diligent, self-motivated
• Ability to work effectively with wide range of cultures / personal styles
• Ability to work under pressure and deadlines

Role is required to be performed primarily on-site at the International Commerce Centre.  Relevant health and safety requirements apply.