Job Description

The Senior Analyst will support regulatory risk management with a primary focus on regulatory enquiries and Law, Rules & Regulations (LRR) analysis, for both US and international markets. The role will independently manage routine regulatory enquiries, research and analyze regulatory requirements, and translate requirements into practical business impacts.

Responsibilities

• Independently manage regulatory enquiry JIRAs, particularly repeatable and lower-complexity requests.
• Research and analyze LRRs to determine relevance and implications for business activities, products, and processes.
• Support regulatory analysis across US & International markets and jurisdictions.
• Interpret requirements and translate them into practical impacts on processes, controls, decisioning and data use.
• Develop clear, well-supported regulatory analysis and document conclusions, rationale, and supporting evidence.
• Identify complex or ambiguous regulatory matters and escalate to the appropriate Legal, Compliance, Privacy, or subject-matter experts.
• Partner with business, Compliance, Legal, Privacy, and risk stakeholders to resolve regulatory enquiries.

Qualifications

• Bachelor's degree or equivalent experience in Law, Risk, Compliance, Finance, Business, or a related field.
• Experience in regulatory compliance, regulatory analysis, operational risk, or control management.
• Strong ability to research, interpret and translate regulatory requirements into business implications.
• Understanding of LRRs, regulatory requirements, risk management, and control frameworks.
• Familiarity with Consumer Protection, Privacy, data, AI/model governance, and emerging regulatory requirements.
• International or multi-jurisdiction regulatory experience is preferred.
• Strong analytical, critical-thinking, documentation, and stakeholder-management skills.
• Experience with JIRA or similar workflow tools is preferred.

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you'll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About the Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.