Job Description



Join a team that plays a critical role in managing risk across a global financial institution. You'll help assess credit exposures and support informed decision-making that enables business growth while maintaining a strong risk framework. This role offers the opportunity to develop expertise in credit analysis, corporate finance, and risk management while working with experienced professionals across a range of industries.



As a Credit Risk Senior Associate /Vice President in credit risk, you will assess and manage credit and counterparty risks across Sub-Saharan Africa (SSA). You will help identify, measure, monitor, and manage credit exposure arising from underwriting, lending, trading, cash management, clearing, and other client activities. Working within Corporate Risk Management, you will contribute to independent credit risk assessments and support sound risk management practices across the firm.




Job Responsibilities

• Assess credit and counterparty risks across clients, industries, geographies, and transactions


• Analyze credit exposures arising from underwriting, lending, and trading activities


• Evaluate financial and credit information to support risk assessments and recommendations


• Monitor credit portfolios and identify emerging risks


• Support the measurement, management, and monitoring of credit risk exposures


• Apply accounting and corporate finance principles in credit analysis activities


• Prepare and review financial models and analytical materials


• Collaborate with business partners and risk management stakeholders


• Contribute to the integrity and independence of risk management decisions


• Communicate credit assessments and risk considerations effectively


• Support ongoing risk management initiatives and projects

Required Qualifications, Capabilities, and Skills

• Bachelor's degree in Finance, Accounting, or a related discipline


• Credit or underwriting credentials


• Strong analytical skills and knowledge of accounting and corporate finance


• Strong financial modeling skills


• Proficiency in Microsoft Office applications, including Excel, PowerPoint, and Word


• Ability to learn new concepts and apply critical thinking skills


• Strong interpersonal skills and ability to work effectively in a team environment


• Strong sense of accountability and ownership


• Strong verbal and written communication skills


• Ability to understand and explain complex concepts


• Ability to manage multiple priorities in a demanding environment

Preferred Qualifications, Capabilities, and Skills

• Understanding of credit risk management principles and practices


• Experience analyzing corporate financial statements


• Experience supporting credit underwriting or risk assessment activities


• Ability to work effectively with cross-functional stakeholders


• Interest in client-facing interactions and relationship management


• Strong problem-solving skills and attention to detail


• Ability to adapt to changing business priorities

About Us



J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.



We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.




About the Team



J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.